The Company








Our Services








Corporate Governance







Service
Proposition

PaySmart is a payment processing business established in 2018 for the sole purpose of creating and adding value to organizational processes that will favorably impact the bottom line of our clients. Our company runs a payment platform that provides a one-stop-shop for various services such as airtime, mobile data, TV, water, electricity, insurance premiums, bulk SMS service, mobile money and eWallet payments, etc.

The company leverages the invaluable skills and competences of its staff to deliver a high class service that is second to none. Ranging from corporate airtime transfers and insurance premiums to HR services, our clients can rely on us to deliver an excellent service.


  • Airtime transfers (Batch/Bulk processing on all networks)
  • Mobile Data transfers (All networks)
  • Utility Bills (Zesco, Water)
  • Payroll & casual payments processing (All banks, mobile money, ewallets)
  • Insurance premiums (life, health, funeral etc)
  • Real-time Vehicle & Asset Tracking

PaySmart is committed to observing all the principles of good corporate governance and has put in place controls to safeguard the interests of its various stakeholders such as its clients, suppliers and agents. As our business is mostly conducted online, we take precautions to keep client data safe and private and undertake not to share this data with any other business.

We also take precautions not to compromise the integrity and security of our platform and online systems, by observing all the recommended security measures. Access to our platform and systems is strictly limited to only a few and critical staff members.


PaySmart has partnered with various service providers to enable a one-stop Centre for the payment of various services. PaySmart through its payment platform makes access to services much more widely available to clients/consumers at no extra cost to them. This improves service provision, expense accountability and reconciliation to consumers and increases turnover, revenue collection and accountability for the service providers.